Board Report December 2025

Phone: (217) 342-3046 Fax: (217) 342-5673 Email: info@bushuehr.com

Bushue HR, Inc. P.O. Box 89 Effingham, IL 62401

The District filed three (3) Worker’s Compensation claims from January 1, 2021 – current. The Insurance Carrier paid a total of $44,533.90 and has set $32,835.33 in Open Reserves. The District’s 2024-2025 Loss Ratio is 56%. The District’s current 2025-2026 Worker’s Compensation Loss Ratio is 109%. The District’s five (5) year Loss Ratio is 32%. IPRF provided a short-term proposal for a January 1, 2026 – July 1, 2026 policy term with a pro-rated premium of $24,483.50. We appreciate the opportunity to serve the District. If you have any questions, please feel free to contact our office. Respectfully,

Tyler J. Ervin Client Program Manager, Bushue HR, Inc. GNW

An Outsourced Risk Management Company Focusing on Human Resources, Insurance, Background Screening and Fingerprinting