Board Report December 2025

Phone: (217) 342-3046 Fax: (217) 342-5673 Email: info@bushuehr.com

Bushue HR, Inc. P.O. Box 89 Effingham, IL 62401

November 24, 2025 Pontiac THSD #90 1100 Indiana Avenue Pontiac, IL. 61764 Attention: Mr. Ryan McGuckin Dear Mr. McGuckin,

RE: WORKER’S COMPENSATION INSURANCE RENEWAL The attached summary illustrates the expiring and renewal coverage with the current insurance carrier, Illinois Public Risk Fund (IPRF), through Alliant Insurance Services from Chicago, IL. Our attached Renewal Worksheet Form shows the expiring and renewal coverage from IPRF. The first column of the page is the expiring insurance coverage for the District. The second column is the renewal coverage as  The Worker’s Compensation payrolls have been modified for the renewal, per the District’s request. The 8868 Class Code (Colleges or Schools, Teachers) payroll increased from $6,854,666 to $7,018,732. The 7380 Class Code (Drivers, Chauffeurs, and Their Helpers) payroll decreased from $32,000 to $6,000. The 9101 Class Code (All Other Employees) payroll increased from $603,000 to $667,000.  The Worker’s Compensation rates have been increased for the renewal. The 8868 Class Code (Colleges or Schools, Teachers) rate increased from 0.319 to 0.332. The 7380 Class Code (Drivers, Chauffeurs, and Their Helpers) rate increased from 7.597 to 8.782. The 9101 Class Code (All Other Employees) rate increased from 3.384 to 3.555. The District qualified for a Safety Grant in 2026 from IPRF, in the amount of $5,193. The District also qualified for a Preferred Loss Ratio Grant in the amount of $2,904, which is included in the Safety Grant amount. The District can visit www.iprf.com for additional information and the Grant Application. The Grant deadline is December 1, 2026. This renewal reflects an increase in premium in the amount of $2,923, which is 6.35% over the expiring. The increase in premium is attributable to the increase in the Worker’s Compensation payrolls & rates and the District’s Loss History. presented by the current insurance carrier and agent. Following are some changes from the expiring:

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